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Leadership

Leadership

Scratch the surface of any member of our leadership team and you’ll find the values that characterize Towne Mortgage Company.

Mark Janssen

Chief Executive Officer

Mark Janssen

Mr. Mark Janssen is the Chief Executive Officer of Towne Mortgage Company and serves on the Board at Towne Mortgage Company and American Community Homes as a Director. An accomplished financial institution executive with over 37 years of increasing responsibility in leadership and management roles.

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Dale LeFebvre

Chairman

Dale LeFebvre

Mr. Dale LeFebvre is the Chairman of Towne Mortgage Company. Dale serves on the Board at American Community Homes as Chairman.  He leads Towne’s Executive Committee along with the CEO.  Dale is also the founder and Chairman of 3.5.7.11, a holding company that creates value for technology driven companies through the proprietary methodology of Transformational Investing™. Dale has managed and raised more than $1 billion in institutional capital.

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Mark Janssen

Mr. Mark Janssen is the Chief Executive Officer of Towne Mortgage Company and serves on the Board at Towne Mortgage Company and American Community Homes as a Director. An accomplished financial institution executive with over 37 years of increasing responsibility in leadership and management roles.

Most recently, Mark has served as GSVP Retail Sales and Sales Operations of MB Mortgage, Chief Executive Officer of Amera Mortgage Corporation, Chief Operating Officer of Source One Mortgage Corporation, and Director Retail Production of CitiMortgage.  Mark has proven expertise in running all aspects of mortgage lending as well as creating and executing successful strategic business plans aimed at restructuring, repositioning, growth, and recapitalization.

Mark obtained his Bachelor’s degree at the University of Michigan and his Master’s Degree in Business Administration and Finance at Wayne State University.

On a personal note, Mark is active in the community and a variety of charitable organizations, was previously a varsity high school coach, is currently a United States Ski Association official and former Board Member, and an active participant in anything outdoors.

Dale LeFebvre

Mr. Dale LeFebvre is the Chairman of Towne Mortgage Company. Dale serves on the Board at American Community Homes as Chairman. He leads Towne’s Executive Committee along with the CEO. Dale is also the founder and Chairman of 3.5.7.11, a holding company that creates value for technology driven companies through the proprietary methodology of Transformational Investing™. Dale has managed and raised more than $1 billion in institutional capital. He is an alumnus of McKinsey & Company and is the recipient of a Bell Labs Fellowship, a Harvard Law Traphagen and the 2006 Aspen Institute Henry Crown Fellowship. He also holds multiple patents.

An engaged participant in his community, Dale serves on several boards including the Abraham Lincoln National Council of Ford’s Theater Society, the President’s Advisory Committee on the Arts for the John F. Kennedy Center for the Performing Arts and the University of the Virgin Islands Foundation, where he has endowed a fellowship. He is also an emeritus board member of the National Urban League. Dale is Vice Chair of the Democratic National Committee’s National Finance Committee and a member of the Young Presidents’ Organization.

Dale holds an Electrical Engineering degree from the Massachusetts Institute of Technology. He is a graduate of Harvard Business School as well as Harvard Law School and is currently pursuing a Master of Fine Arts.

A passionate food enthusiast, Dale has cooked for various restaurateurs, oenophiles, celebrities and the President of the United States.

Mark Janssen

Chief Executive Officer

Mark Janssen

Mr. Mark Janssen is the Chief Executive Officer of Towne Mortgage Company and serves on the Board at Towne Mortgage Company and American Community Homes as a Director. An accomplished financial institution executive with over 37 years of increasing responsibility in leadership and management roles.

Most recently, Mark has served as GSVP Retail Sales and Sales Operations of MB Mortgage, Chief Executive Officer of Amera Mortgage Corporation, Chief Operating Officer of Source One Mortgage Corporation, and Director Retail Production of CitiMortgage.  Mark has proven expertise in running all aspects of mortgage lending as well as creating and executing successful strategic business plans aimed at restructuring, repositioning, growth, and recapitalization.

Mark obtained his Bachelor’s degree at the University of Michigan and his Master’s Degree in Business Administration and Finance at Wayne State University.

On a personal note, Mark is active in the community and a variety of charitable organizations, was previously a varsity high school coach, is currently a United States Ski Association official and former Board Member, and an active participant in anything outdoors.

Dale LeFebvre

Chairman

Dale LeFebvre

Mr. Dale LeFebvre is the Chairman of Towne Mortgage Company. Dale serves on the Board at American Community Homes as Chairman. He leads Towne’s Executive Committee along with the CEO. Dale is also the founder and Chairman of 3.5.7.11, a holding company that creates value for technology driven companies through the proprietary methodology of Transformational Investing™. Dale has managed and raised more than $1 billion in institutional capital. He is an alumnus of McKinsey & Company and is the recipient of a Bell Labs Fellowship, a Harvard Law Traphagen and the 2006 Aspen Institute Henry Crown Fellowship. He also holds multiple patents.

An engaged participant in his community, Dale serves on several boards including the Abraham Lincoln National Council of Ford’s Theater Society, the President’s Advisory Committee on the Arts for the John F. Kennedy Center for the Performing Arts and the University of the Virgin Islands Foundation, where he has endowed a fellowship. He is also an emeritus board member of the National Urban League. Dale is Vice Chair of the Democratic National Committee’s National Finance Committee and a member of the Young Presidents’ Organization.

Dale holds an Electrical Engineering degree from the Massachusetts Institute of Technology. He is a graduate of Harvard Business School as well as Harvard Law School and is currently pursuing a Master of Fine Arts.

A passionate food enthusiast, Dale has cooked for various restaurateurs, oenophiles, celebrities and the President of the United States.

John Korch

Chief Production Officer

John Korch

John A. Korch is the Chief Production Officer of Towne Mortgage Company and a member of the Executive Committee.  John has over 28 years in the mortgage banking industry covering Finance, Capital Markets, Community Lending, Consumer Direct and Retail Sales Management.
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Stephanie O’Harris

Director of Servicing

Stephanie O’Harris

Ms. Stephanie O’Harris is the Director of Servicing at Towne Mortgage Company and an Executive Committee member. She has been with Towne since 2007, serving as Accounting Manager before transitioning to her current role in 2013. She is responsible for managing the operations of the Servicing Department…
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Kim Alexander

Director of Operations

Kim Alexander

Ms. Kim Alexander is the Director of Operations for Towne Mortgage Company. Kim has been in the mortgage industry for more than 18 years, 15 of those with Towne and now serves on its Executive Committee. Kim is a member of Towne’s Executive Committee and is responsible for managing operations…
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Richard Walkowski

Chief Financial Officer

Richard Walkowski

Mr. Richard Walkowski is the Chief Financial Officer of Towne Mortgage Company and a member of the Executive Committee. He has spent over a decade in the residential real estate and mortgage industry. Before coming to Towne, Richard worked in financial and operations consulting for Garden Fresh Gourmet…
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John Korch

Executive Committee Member

John A. Korch is the Chief Production Officer of Towne Mortgage Company and a member of the Executive Committee.  John has over 28 years in the mortgage banking industry covering Finance, Capital Markets, Community Lending, Consumer Direct and Retail Sales Management.

Most recently before coming to Towne, John served as Senior Vice President of Retail and Consumer Direct Sales at MB Financial Bank, N.A.  John was previously Senior Vice President of Amera Mortgage Corporation, Vice President at Citigroup, and Vice President at Source One Mortgage Services Corporation.

John earned a Bachelor’s degree in Economics from The University of Michigan, Ann Arbor.

John loves being outdoors all year round and spends as much time as possible ‘up north’ in Harbor Springs, MI.  John enjoys skiing, snowmobiling, biking, hiking and spending time with his family and friends.

Stephanie O’Harris

Executive Committee Member

Ms. Stephanie O’Harris is the Director of Servicing at Towne Mortgage Company and an Executive Committee member. She has been with Towne since 2007, serving as Accounting Manager before transitioning to her current role in 2013.

She is responsible for managing the operations of the Servicing Department, which includes customer service, investor and custodial accounting, escrows, payment application, 203K processing, foreclosure, bankruptcy, loss mitigation, property preservation and claims processing. Most recently, Stephanie served as project manager for a successful servicing platform system conversion.

Stephanie has worked in mortgage banking and servicing for 26 years. Throughout her career, she has held management roles for the National Bank of Detroit and ABN AMRO Mortgage Group. She studied Accounting at Michigan State University.

A true nature lover, Stephanie enjoys being active outdoors and spends much of her free time cycling, running and reading.

Kim Alexander

Executive Committee Member

Ms. Kim Alexander is the Director of Operations for Towne Mortgage Company. Kim has been in the mortgage industry for more than 18 years, 15 of those with Towne and now serves on its Executive Committee.

Kim is a member of Towne’s Executive Committee and is responsible for managing operations as well as a segregated area of the compliance department.

She is a past president of the Michigan Mortgage Lenders Association (MMLA) and is an active member of the Mortgage Bankers Association (MBA), several regional credit union support organizations and has served on various local and national committees. She has completed several courses throughout her career, including the MBA’s School of Mortgage Banking courses I and II. .

She studied business at the University of Michigan and holds both a Certified Mortgage Banker (CMB) designation and a Certified Residential Originator (CRO) designation from the MBA.

When she’s not working, Kim is actively involved with the Susan G. Komen Race for the Cure and enjoys volunteering her time to this and other non-profit organizations.

Richard Walkowski

Executive Committee Member

Mr. Richard Walkowski is the Chief Financial Officer of Towne Mortgage Company and a member of the Executive Committee. He has spent over a decade in the residential real estate and mortgage industry.

Before coming to Towne, Richard worked in financial and operations consulting for Garden Fresh Gourmet, where he drove improvements in one of their divisions by prioritizing enhancements to the product lineup, process and equipment. Richard also directed financial reporting for REDICO, LLC, where he assisted the company as it worked its way through financial crisis and transitioned the firm’s various partnerships to a new accounting system.

As Vice President at Crosswinds National, he directed the financial and market analysis of 30 projects in seven states and evaluated the feasibility of potential deals. Richard was an Area Vice President at Pulte Homes, where he managed strategic planning and feasibility studies for the Great Lakes Region. He gained brand, product and international financial experience at General Motors in a variety of positions before being recruited to the real estate industry. Richard began his career with Ernst and Young. He is a Certified Public Accountant.

Richard studied Accounting at the University of Michigan in Ann Arbor where he also earned an MBA with Distinction. He is an animal lover and a fitness follower.

John Korch

Chief Production Officer

John Korch

Executive Committee Member

John A. Korch is the Chief Production Officer of Towne Mortgage Company and a member of the Executive Committee.  John has over 28 years in the mortgage banking industry covering Finance, Capital Markets, Community Lending, Consumer Direct and Retail Sales Management.

Most recently before coming to Towne, John served as Senior Vice President of Retail and Consumer Direct Sales at MB Financial Bank, N.A.  John was previously Senior Vice President of Amera Mortgage Corporation, Vice President at Citigroup, and Vice President at Source One Mortgage Services Corporation.

John earned a Bachelor’s degree in Economics from The University of Michigan, Ann Arbor.

John loves being outdoors all year round and spends as much time as possible ‘up north’ in Harbor Springs, MI.  John enjoys skiing, snowmobiling, biking, hiking and spending time with his family and friends.

Stephanie O’Harris

Director of Servicing

Stephanie O’Harris

Executive Committee Member

Ms. Stephanie O’Harris is the Director of Servicing at Towne Mortgage Company and an Executive Committee member. She has been with Towne since 2007, serving as Accounting Manager before transitioning to her current role in 2013.

She is responsible for managing the operations of the Servicing Department, which includes customer service, investor and custodial accounting, escrows, payment application, 203K processing, foreclosure, bankruptcy, loss mitigation, property preservation and claims processing. Most recently, Stephanie served as project manager for a successful servicing platform system conversion.

Stephanie has worked in mortgage banking and servicing for 26 years. Throughout her career, she has held management roles for the National Bank of Detroit and ABN AMRO Mortgage Group. She studied Accounting at Michigan State University.

A true nature lover, Stephanie enjoys being active outdoors and spends much of her free time cycling, running and reading.

Kim Alexander

Director of Operations

Kim Alexander

Executive Committee Member

Ms. Kim Alexander is the Director of Operations for Towne Mortgage Company. Kim has been in the mortgage industry for more than 18 years, 15 of those with Towne and now serves on its Executive Committee.

Kim is a member of Towne’s Executive Committee and is responsible for managing operations as well as a segregated area of the compliance department.

She is a past president of the Michigan Mortgage Lenders Association (MMLA) and is an active member of the Mortgage Bankers Association (MBA), several regional credit union support organizations and has served on various local and national committees. She has completed several courses throughout her career, including the MBA’s School of Mortgage Banking courses I and II. .

She studied business at the University of Michigan and holds both a Certified Mortgage Banker (CMB) designation and a Certified Residential Originator (CRO) designation from the MBA.

When she’s not working, Kim is actively involved with the Susan G. Komen Race for the Cure and enjoys volunteering her time to this and other non-profit organizations.

Richard Walkowski

Chief Financial Officer

Richard Walkowski

Executive Committee Member

Mr. Richard Walkowski is the Chief Financial Officer of Towne Mortgage Company and a member of the Executive Committee. He has spent over a decade in the residential real estate and mortgage industry.

Before coming to Towne, Richard worked in financial and operations consulting for Garden Fresh Gourmet, where he drove improvements in one of their divisions by prioritizing enhancements to the product lineup, process and equipment. Richard also directed financial reporting for REDICO, LLC, where he assisted the company as it worked its way through financial crisis and transitioned the firm’s various partnerships to a new accounting system.

As Vice President at Crosswinds National, he directed the financial and market analysis of 30 projects in seven states and evaluated the feasibility of potential deals. Richard was an Area Vice President at Pulte Homes, where he managed strategic planning and feasibility studies for the Great Lakes Region. He gained brand, product and international financial experience at General Motors in a variety of positions before being recruited to the real estate industry. Richard began his career with Ernst and Young. He is a Certified Public Accountant.

Richard studied Accounting at the University of Michigan in Ann Arbor where he also earned an MBA with Distinction. He is an animal lover and a fitness follower.

Anthony Mifsud

VP of Finance & Controller

Anthony Mifsud

Mr. Anthony Mifsud is the VP of Finance & Controller for Towne Mortgage Company and a member of its Executive Committee.  He has spent over a decade in the financial services industry working for some of the largest institutions in the industry including Wells Fargo, JPMorgan Chase, Quicken Loans and AAA.
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Dana Peznowski

Director of Compliance

Dana Peznowski

Mrs. Dana Peznowski is the Director of Compliance for Towne Mortgage Company and also serves on its Executive Committee. Prior to joining Towne, Dana was a Compliance Partner Lead at Flagstar Bank for its Mortgage and Consumer Lending divisions as well as a practicing Attorney at…
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Phillip Kukafka

Director of Capital Markets

Phillip Kukafka

Mr. Phillip Kukafka is the Director of Capital Markets for Towne Mortgage and a member of its Executive Committee. Prior to working with Towne, Phillip worked for The Money Source (TMS) and was an integral part of increasing business from $20 million per month to $500 million per month.
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Anthony Mifsud

Executive Committee Member

Mr. Anthony Mifsud is the VP of Finance & Controller for Towne Mortgage Company and a member of its Executive Committee.  He has spent over a decade in the financial services industry working for some of the largest institutions in the industry including Wells Fargo, JPMorgan Chase, Quicken Loans and AAA.

Prior to coming to Towne, Anthony worked as the Controller & Accounting Officer for Ann Arbor State Bank where he oversaw the Accounting & Treasury functions.  While at Ann Arbor State Bank Anthony worked tirelessly to control expenses and maximize overall margin allowing Ann Arbor State Bank to achieve one of the highest ROI’s in the industry.

As a finance leader at AAA, Anthony helped the insurance giant start a national financial services division.  Anthony worked extensively with the executive team to help create a 5-year business plan approved by the Office of Controller of Currency allowing AAA to expand its mortgage and banking operations nationwide.  Anthony also worked on the due diligence for several Acquisitions & Strategic Partnerships that helped expand AAA’s foot print across the financial services industry.

Anthony received a Bachelor’s Degree from Michigan State University’s Eli Broad College of Business and also received an MBA from Wayne State University.  In his free time Anthony works with Minds Matter Detroit a local non-profit he co-founded that works to mentor high school kids from low income families.

Dana Peznowski

Executive Committee Member

Mrs. Dana Peznowski is the Director of Compliance for Towne Mortgage Company and also serves on its Executive Committee.

Prior to joining Towne, Dana was a Compliance Partner Lead at Flagstar Bank for its Mortgage and Consumer Lending divisions as well as a practicing Attorney at Kus, Ryan & Associates, PLLC where she provided advisory services to clients in the areas of Financial Institution Regulatory Compliance, Consumer Credit, Banking law and Real Estate law.

Dana is a graduate of University of Detroit Mercy’s School of Law, and also obtained a Bachelor’s Degree in Business Administration from Oakland University. Additionally, Dana holds a Certified Regulatory Compliance Manager (CRCM) designation from the Institute of Certified Bankers.

Phillip Kukafka

Executive Committee Member

Mr. Phillip Kukafka is the Director of Capital Markets for Towne Mortgage and a member of its Executive Committee.

Prior to working with Towne, Phillip worked for The Money Source (TMS) and was an integral part of increasing business from $20 million per month to $500 million per month. While at TMS, he was involved in all aspects of the company including capital markets, operations, implementing risk management procedures, securitization, hedging strategies, sales and loan purchasing.

Prior to working at TMS, he ran the capital markets team at MortgageIT, having sold over $150 billion in mortgage loans to various Wall Street banks. He was also a member of the executive team that assisted in taking MortgageIT public.

Phillip is a CPA and has worked at various public accounting firms. He studied Accounting at Fredonia State University.

In his free time, Phillip, an equal opportunity sportsman, enjoys water skiing, snowmobiling hockey and golf.

Anthony Mifsud

VP of Finance & Controller

Anthony Mifsud

Executive Committee Member

Mr. Anthony Mifsud is the VP of Finance & Controller for Towne Mortgage Company and a member of its Executive Committee.  He has spent over a decade in the financial services industry working for some of the largest institutions in the industry including Wells Fargo, JPMorgan Chase, Quicken Loans and AAA.

Prior to coming to Towne, Anthony worked as the Controller & Accounting Officer for Ann Arbor State Bank where he oversaw the Accounting & Treasury functions.  While at Ann Arbor State Bank Anthony worked tirelessly to control expenses and maximize overall margin allowing Ann Arbor State Bank to achieve one of the highest ROI’s in the industry.

As a finance leader at AAA, Anthony helped the insurance giant start a national financial services division.  Anthony worked extensively with the executive team to help create a 5-year business plan approved by the Office of Controller of Currency allowing AAA to expand its mortgage and banking operations nationwide.  Anthony also worked on the due diligence for several Acquisitions & Strategic Partnerships that helped expand AAA’s foot print across the financial services industry.

Anthony received a Bachelor’s Degree from Michigan State University’s Eli Broad College of Business and also received an MBA from Wayne State University.  In his free time Anthony works with Minds Matter Detroit a local non-profit he co-founded that works to mentor high school kids from low income families.

Dana Peznowski

Director of Compliance

Dana Peznowski

Executive Committee Member

Mrs. Dana Peznowski is the Director of Compliance for Towne Mortgage Company and also serves on its Executive Committee.

Prior to joining Towne, Dana was a Compliance Partner Lead at Flagstar Bank for its Mortgage and Consumer Lending divisions as well as a practicing Attorney at Kus, Ryan & Associates, PLLC where she provided advisory services to clients in the areas of Financial Institution Regulatory Compliance, Consumer Credit, Banking law and Real Estate law.

Dana is a graduate of University of Detroit Mercy’s School of Law, and also obtained a Bachelor’s Degree in Business Administration from Oakland University. Additionally, Dana holds a Certified Regulatory Compliance Manager (CRCM) designation from the Institute of Certified Bankers.

Phillip Kukafka

Director of Capital Markets

Phillip Kukafka

Executive Committee Member

Mr. Phillip Kukafka is the Director of Capital Markets for Towne Mortgage and a member of its Executive Committee.

Prior to working with Towne, Phillip worked for The Money Source (TMS) and was an integral part of increasing business from $20 million per month to $500 million per month. While at TMS, he was involved in all aspects of the company including capital markets, operations, implementing risk management procedures, securitization, hedging strategies, sales and loan purchasing.

Prior to working at TMS, he ran the capital markets team at MortgageIT, having sold over $150 billion in mortgage loans to various Wall Street banks. He was also a member of the executive team that assisted in taking MortgageIT public.

Phillip is a CPA and has worked at various public accounting firms. He studied Accounting at Fredonia State University.

In his free time, Phillip, an equal opportunity sportsman, enjoys water skiing, snowmobiling hockey and golf.